|
|
|
How Much Can You Afford?
|
|
|
 |
Our Loan Calculator will help you determine loan amounts, mortgage qualification, affordability or whether it makes more sense for you to be renting or buying.
Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs. To email yourself a copy of the results, click the Receive this Detailed Analysis link. |
|
|
|
|
|
Required
|
Optional
|
Results
|
Receive this Detailed Analysis
|
|
|
|
Your Monthly Payments
|
| |
| Loan Amount: |
|
|
|
| Loan Insurance (
%): |
|
|
|
| Total Loan(Mortgage) Amount: |
|
|
|
| |
|
|
|
| Principal & Interest: |
|
|
|
| Homeowners Insurance: |
|
|
|
| Property Taxes: |
|
|
|
| Condo Fees: |
|
|
|
| Monthly Loan Insurance (%): |
|
|
|
| Total Monthly Payment: |
|
|
|
| |
| Income Needed to Qualify for the Mortgage |
| |
| Total Monthly Loan Payment: |
|
|
| Total Monthly Debt Payment: |
|
|
| Monthly Loan Insurance (%): |
|
|
| Qualifying Income of
% GDS Ratio: |
|
|
| Qualifying Income of % TDS Ratio: |
|
|
| |
| What You Can Afford |
| We are using the % ratio.
|
| Cost of House: |
|
|
| Down Payment: |
|
|
| Loan Value: |
|
|
| Monthly Principal & Interest: |
|
|
| Monthly Insurance: |
|
|
| Monthly Property Tax: |
|
|
| Monthly Condo Fees: |
|
|
| |
| Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate) |
|
|
|
©2008 Koa Realty, Inc. 75-5689 Alii Drive, Kailua-Kona, Hawaii 96740 Ph. 808-334-1562. Koa Realty, Inc. is an Equal Opportunity Company. Koa Realty, Inc. fully supports the principles of the Fair Housing Act (Title VIII of the Civil Rights Act of 1968). All rights reserved. Some Information appearing on this site has been obtained by third parties, and while deemed to be reliable, is not guaranteed. CLICK HERE to view our Privacy Policy.
Website by Looking Glass WebDesign
E-Mail: LookingGlassWD@aol.com |
|
|